Non-Resident Indian (NRI) & Expatriate Advisory
Our firm provides specialized financial, tax, and regulatory advisory services tailored to the unique needs of Non-Resident Indians and expatriates. We navigate the complexities of cross-border taxation, ensuring strict compliance with both Indian laws and international treaties. By managing your financial obligations in India, we provide you with absolute peace of mind regardless of your geographic location. Our goal is to protect your global wealth from dual taxation while maximizing your Indian investment returns.
Detailed Offerings
Determination of Residential Status & Tax Implications
We conduct a meticulous analysis of your physical presence in India to accurately determine your residential status under FEMA and the Income Tax Act. This foundational step is critical, as it dictates the scope of your taxable income and regulatory obligations. We proactively advise on travel planning to prevent unintended tax residency shifts that could expose your global income to Indian taxation. Our guidance ensures your cross-border lifestyle remains legally and financially optimized.
Capital Gain Taxation & Repatriation on Property Sales
Selling real estate in India as an NRI involves mandatory withholding tax (TDS) at maximum marginal rates and complex repatriation limits. We compute your exact capital gains, apply indexation benefits, and obtain lower TDS certificates (Form 13) from the tax department. Furthermore, we manage the seamless repatriation of these funds out of your NRO account up to the $1 million annual limit. We ensure your high-value property transactions are executed with maximum tax efficiency and regulatory compliance.
Double Taxation Avoidance Agreement (DTAA) Advisory
We leverage India’s extensive network of Double Taxation Avoidance Agreements (DTAAs) to ensure your cross-border income is not taxed twice. Our team analyzes specific treaty articles relevant to your salary, dividends, or technical fees to claim appropriate tax relief or foreign tax credits. We assist in obtaining Tax Residency Certificates (TRC) and filing the mandatory Form A0F to validate your treaty benefits. This strategic intervention significantly lowers your effective global tax burden.
FEMA Compliance for Property Acquisition & Investment
Navigating the Foreign Exchange Management Act (FEMA) is mandatory for NRIs investing in Indian real estate, equities, or private businesses. We provide end-to-end advisory on permitted investment routes, ensuring your capital infusions are fully compliant with RBI guidelines. Our team handles the complex reporting requirements for acquiring or inheriting immovable property in India. We safeguard your investments from regulatory scrutiny and severe penal actions under foreign exchange laws.
Banking & Portfolio Investment Scheme (PIS) Advisory
We assist NRIs in structuring their Indian banking operations through the correct utilization of NRE, NRO, and FCNR accounts. For those investing in the Indian stock market, we facilitate the setup of the Portfolio Investment Scheme (PIS) required by the RBI. Our team ensures your banking channels are optimized for both seamless local disbursements and tax-free repatriation of foreign earnings. This structured approach provides full transparency and control over your Indian financial assets.
Expatriate Tax Structuring & Salary Designing
For foreign nationals deputed to India, we design highly tax-efficient salary structures that comply with Indian labor and tax laws. We analyze the taxability of overseas allowances, employee stock options (ESOPs), and social security contributions to optimize the expatriate's take-home pay. Our firm manages the complex registration processes with the Foreigners Regional Registration Officer (FRRO) and local tax authorities. We ensure a frictionless financial transition for global talent working within your Indian operations.
Clearances & Exit Formalities for Expatriates
When foreign nationals complete their Indian assignments, obtaining the mandatory tax clearance is a critical exit requirement. We handle the preparation and filing of the Income Tax Clearance Certificate (ITCC) or No Objection Certificate (NOC) from the tax department. Our team ensures all outstanding tax liabilities are settled and final returns are accurately filed before departure. This meticulous process guarantees a smooth exit without lingering legal or financial liabilities in India.
NRI Wealth Assessment & Global Income Consolidation
We provide comprehensive wealth assessment services for NRIs holding complex portfolios across multiple global jurisdictions. Our team consolidates your Indian and foreign income streams to ensure accurate disclosure of foreign assets (Schedule FA) in your Indian tax returns. We advise on the implications of the Black Money Act to prevent severe penalties for inadvertent non-disclosures. This holistic oversight ensures your global wealth remains protected, transparent, and legally compliant.
Ready to secure your financial future?
Book a consultation with our senior partners to discuss your audit, compliance, or tax advisory requirements.